About card.oriz.in

We're building India's most intelligent card comparison platform. Our goal is simple: help you find the perfect credit, debit, or prepaid card based on your actual spending habits — not marketing hype.

With 515+ cards from 60+ banks in our database, we provide the most comprehensive and data-driven card comparison experience in India.

What Makes Us Different

Data-Driven, Not Paid

Our rankings and recommendations are based purely on data — reward rates, benefit values, fee structures. We don't accept payments from banks to rank their cards higher. Ever.

AI-Powered Recommendations

Our Card Genie tool analyses your spending pattern and recommends the card that maximises your specific rewards. No generic "best card" lists — personalised answers for your lifestyle.

Verified & Updated Daily

Every card's fees, benefits, and terms are sourced from official bank websites and verified by our team. We track changes and update our database daily.

True Value Calculations

We calculate the real monetary value of every benefit — not just listing features. You'll see exactly how much each card is worth based on your spending, including net annual value after fees.

Our Data Methodology

1. Collection — Our team manually reviews official bank websites, product brochures, and terms & conditions to extract card data.

2. Verification — Each data point is cross-checked against multiple sources. Cards marked as "verified" have all fields confirmed.

3. Valuation — We assign monetary values to every benefit using standardised assumptions. Lounge access is valued at ₹1,500 (domestic) and ₹3,000 (international). Reward points are valued at the best available redemption rate.

4. Ranking — Cards are ranked by net annual value (total benefits minus total charges) for a standardised spending profile. Category-specific rankings use weighted spending patterns.

5. Monitoring — We track changes to fees, benefits, and terms daily. When a bank updates a card, our database reflects the change within 24 hours.

Questions or Feedback?

We'd love to hear from you. Whether you've spotted an error in our data or have a feature suggestion, get in touch.