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Best No Annual Fee Credit Cards

Great credit cards that don't charge a yearly fee. Enjoy rewards, cashback, and perks without the burden of annual charges. Ideal for first-time card users and cost-conscious spenders.

AU Small Finance Bank
RuPay

AU InstaFlex Credit Card

AU Small Finance Bank

No Annual Fee1,000/yr value
1 Reward Point per ₹...Easy EMI ConversionLifetime Free Card
AU Small Finance Bank
Visa

AU LIT Credit Card

AU Small Finance Bank

No Annual Fee6,000/yr value
2% Cashback on Onlin...1% Cashback on Offli...Lifetime Free Card
Axis Bank
Visa

IKEA Family Axis Bank Credit Card

Axis Bank

No Annual Fee2,500/yr value
3 EDGE Points per ₹1...2 EDGE Points per ₹1...Fuel Surcharge Waive...
Axis Bank
RuPay

Axis Bank KWIK RuPay Credit Card

Axis Bank

No Annual Fee1,500/yr value
2 EDGE Points per ₹2...Fuel Surcharge Waive...
Axis Bank
Visa

Axis Bank MY ZONE Credit Card

Axis Bank

No Annual Fee12,000/yr value
1% Cashback on All S...Domestic Lounge Acce...Buy 1 Get 1 on Movie...
Axis Bank
Visa

Axis Bank Neo Credit Card

Axis Bank

No Annual Fee3,000/yr value
1% Cashback on Onlin...Welcome BonusFuel Surcharge Waive...
Axis Bank
RuPay

Axis Bank SuperMoney RuPay Credit Card

Axis Bank

No Annual Fee3,000/yr value
3% Cashback on super...1% Cashback on Other...Fuel Surcharge Waive...
Bandhan Bank
RuPay

Bandhan Bank RuPay Select Credit Card

Bandhan Bank

No Annual Fee
Reward PointsFuel Surcharge Waive...
Bank of Baroda
RuPay

Bank of Baroda Easy Credit Card

Bank of Baroda

No Annual Fee1,500/yr value
1 RP per ₹100 on All...RuPay UPI Integratio...Fuel Surcharge Waive...
Bank of Baroda
Visa

Bank of Baroda FinBooster Credit Card

Bank of Baroda

No Annual Fee3,000/yr value
5X Reward Points on ...2X Reward Points on ...Fuel Surcharge Waive...