Axis Bank
Classic · SuperMoney
Axis Bank SuperMoney RuPay Credit Card
Axis Bank
3% cashback on super.money UPI payments, lifetime free
Annual Fee
Free
Joining Fee
Free
Reward Rate
3.0%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹3,000
Total Annual Benefits
₹3,000
Total Annual Charges
₹0
ROI
0%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
No charges applicable
Benefits & Perks
Cashback Benefits (2)
3% Cashback on super.money UPI
Earn 3% cashback on all transactions made via super.money UPI
- • Valid on super.money UPI transactions only
3% cashback
1% Cashback on Other Spends
Earn 1% cashback on all other retail transactions
- • Applies to all other spends
1% cashback
Fuel Benefits (1)
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹4,000
- • Valid on transactions ₹400–₹4,000
- • Max ₹250 per statement cycle
1% waiver
₹3,000/yr
Reward Program
Program
SuperMoney Cashback
1%–3% cashback
Effective cashback: 3.00%
Points expire: Cashback credited directly to statement, no expiry
Redemption Options
- → Auto-credited to credit card statement
Bonus Categories
super.money UPI
3x multiplier
3% cashback
Other spends
1x multiplier
1% cashback
Fees & Charges
| Charge | Amount |
|---|---|
| Joining Fee | Free Nil |
| Annual Fee | Free Nil (LTF) |
| Add-on Card Fee | Free Free |
Transaction Charges
- Forex Markup
- 3.5%
- Interest Rate (Monthly)
- 3.6%
- Late Payment Fee
- ₹750
- Cash Advance Fee
- 2.5%
ATM Charges
- Own Bank Withdrawal
- ₹250
- Other Bank Withdrawal
- ₹250
- Intl. Withdrawal Fee
- 2.5% + ₹250
Fuel Surcharge Waiver
1% waiver on transactions between ₹400 – ₹4,000. Max waiver: ₹250/cycle.
Eligibility
Requirements
- Min. Monthly Income
- ₹12,000
- Min. Annual Income
- ₹1,44,000
- Min. Credit Score
- 600
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Salaried: Net Monthly Income > ₹12,000
- • Self-Employed: ITR > ₹1.44 Lakh p.a.
- • Age 18–65 years
- • Lifetime free card with no annual fee
- • RuPay card supports UPI payments
Insurance Coverage
Lost Card Liability
₹50,000
Report within 24h
- • Lost card liability: ₹50,000
- • Report loss within 24 hours for coverage
Transaction Limits
ATM Withdrawal / Day
₹40,000
POS & E-Commerce / Day
₹1,00,000
Contactless / Txn
₹5,000
Features
Lifetime free (LTF) RuPay UPI compatible Contactless payments EMV chip security Domestic acceptance Add-on cards available EMI conversion facility Cashback auto-credited to statement Zero annual fee
EMI Options
Min. Transaction
₹2,500
Interest / Month
1.5%
Tenure Options
3, 6, 9, 12 months
Processing Fee
1%
Ready to Apply?
The Axis SuperMoney RuPay Credit Card is a lifetime-free RuPay Classic tier card offering 3% cashback on super.money UPI transactions and 1% on all ot...
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