Terms of Service

1. Acceptance of Terms

By accessing and using card.oriz.in ("the Website"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use the Website.

2. Description of Service

card.oriz.in provides information about credit cards, debit cards, and prepaid cards available in India. We offer comparison tools, calculators, AI-powered recommendations, and educational content related to personal finance.

3. Disclaimer — Card Information

card.oriz.in is not a financial institution, bank, or card issuer. We do not issue credit cards, debit cards, or any financial products.

While we strive to ensure all card information is accurate and up-to-date, we make no guarantees about the completeness, accuracy, or reliability of any information on the Website. Card fees, benefits, terms, and conditions are subject to change by the issuing banks without notice.

Always verify card details directly with the issuing bank before making any financial decisions. We are not responsible for any loss or damage resulting from reliance on information provided on this Website.

4. No Financial Advice

The content, tools, and recommendations on card.oriz.in are for informational purposes only and do not constitute financial, legal, or professional advice. You should consult with a qualified financial advisor before making decisions about credit products.

5. Affiliate Links & Advertising

Some links on card.oriz.in may be affiliate links. If you apply for a card through an affiliate link, we may receive a commission from the bank or partner. This does not affect our editorial independence — our rankings and recommendations are data-driven and not influenced by affiliate relationships.

6. User Accounts

If you create an account on card.oriz.in, you are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. You must provide accurate information and update it as necessary.

7. Intellectual Property

All content on card.oriz.in — including text, graphics, logos, data compilations, and software — is the property of card.oriz.in or its content providers and is protected by Indian and international copyright laws.

8. Limitation of Liability

To the maximum extent permitted by law, card.oriz.in shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

9. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Website after changes constitutes acceptance of the updated terms.

10. Contact

For questions about these terms, contact us at legal@card.oriz.in.