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Best Cashback Credit Cards

Get real money back on every swipe. These credit cards offer the highest effective cashback percentages across online shopping, groceries, bill payments, and more. Ranked by effective cashback rate.

Axis Bank
Visa

Airtel Axis Bank Credit Card

Axis Bank

500/yr6,000/yr value
25% Cashback on Airt...10% Cashback on Util...10% Cashback on Zoma...
Axis Bank
Visa

Axis Bank Cashback Credit Card

Axis Bank

1,000/yr12,000/yr value
7% Cashback on Onlin...0.75% Cashback on Of...Fuel Surcharge Waive...
HDFC Bank
Visa

HDFC Bank Millennia Credit Card

HDFC Bank

1,000/yr15,000/yr value
5% Cashback on Onlin...1% Cashback on All O...Fuel Surcharge Waive...
State Bank of India
Visa

SBI Cashback Credit Card

State Bank of India

999/yr8,000/yr value
5% Cashback on Onlin...1% Cashback on Offli...Fuel Surcharge Waive...
Axis Bank
RuPay

Axis Bank SuperMoney RuPay Credit Card

Axis Bank

No Annual Fee3,000/yr value
3% Cashback on super...1% Cashback on Other...Fuel Surcharge Waive...
AU Small Finance Bank
Visa

AU LIT Credit Card

AU Small Finance Bank

No Annual Fee6,000/yr value
2% Cashback on Onlin...1% Cashback on Offli...Lifetime Free Card
Axis Bank
Visa

Axis Bank ACE Credit Card

Axis Bank

499/yr8,000/yr value
5% Cashback on Bill ...4% Cashback on Food ...2% Cashback on All O...
HDFC Bank
Visa

Shoppers Stop Black HDFC Bank Credit Card

HDFC Bank

4,500/yr20,000/yr value
Shoppers Stop Premiu...All Other SpendsVIP Sale Access
Axis Bank
Mastercard

Axis Bank Flipkart Credit Card

Axis Bank

500/yr10,000/yr value
5% Unlimited Cashbac...4% Cashback on Myntr...1.5% Cashback on All...
HSBC India
Visa

HSBC Cashback Credit Card

HSBC India

750/yr12,000/yr value
1.5% Flat Cashback o...Fuel Surcharge Waive...