Axis Bank
Platinum · Flipkart
Axis Bank Flipkart Credit Card
Axis Bank
Unlimited cashback on Flipkart & Myntra with lounge access
Annual Fee
₹500
Joining Fee
₹500
Reward Rate
1.5%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹9,410
Total Annual Benefits
₹10,000
Total Annual Charges
₹590
ROI
1594%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Cashback Benefits (2)
5% Unlimited Cashback on Flipkart
Earn 5% unlimited cashback on all purchases made on Flipkart
- • Valid on Flipkart app and website only
- • No upper limit on cashback
5% unlimited
1.5% Cashback on All Other Spends
Earn 1.5% cashback on all other retail transactions
- • Excludes fuel, EMI, wallet loads
1.5% cashback
Shopping Benefits (1)
4% Cashback on Myntra
Earn 4% cashback on all purchases made on Myntra
- • Valid on Myntra app and website only
4% cashback
Airport Lounge Access (1)
Domestic Lounge Access
4 complimentary domestic airport lounge visits per year
- • 1 visit per quarter
- • Swipe card at lounge terminal
4 visits/year
₹10,000/yr
Fuel Benefits (1)
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹4,000
- • Valid on transactions ₹400–₹4,000
- • Max ₹250 per statement cycle
1% waiver
₹3,000/yr
Reward Program
Program
Flipkart ACE Cashback
1.5–5% cashback
Effective cashback: 1.50%
Points expire: Cashback credited directly to statement, no expiry
Redemption Options
- → Auto-credited to credit card statement
Bonus Categories
Flipkart
5x multiplier
5% unlimited cashback
Myntra
4x multiplier
4% cashback
All other spends
1.5x multiplier
1.5% cashback
Fees & Charges
| Charge | Amount |
|---|---|
| Joining Fee | ₹500 Excluding GST at 18% |
| Annual Fee | ₹500 Excluding GST at 18% |
| Add-on Card Fee | Free Free |
Transaction Charges
- Forex Markup
- 3.5%
- Interest Rate (Monthly)
- 3.6%
- Late Payment Fee
- ₹1,000
- Cash Advance Fee
- 2.5%
ATM Charges
- Own Bank Withdrawal
- ₹250
- Other Bank Withdrawal
- ₹250
- Intl. Withdrawal Fee
- 2.5% + ₹250
Fuel Surcharge Waiver
1% waiver on transactions between ₹400 – ₹4,000. Max waiver: ₹250/cycle.
Eligibility
Requirements
- Min. Monthly Income
- ₹20,000
- Min. Annual Income
- ₹2,40,000
- Min. Credit Score
- 700
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Salaried: Net Monthly Income > ₹20,000
- • Self-Employed: ITR > ₹2.4 Lakh p.a.
- • Age 18–65 years
Insurance Coverage
Lost Card Liability
₹50,000
Report within 24h
- • Lost card liability: ₹50,000
- • Report loss within 24 hours for coverage
Airport Lounge Access
Domestic
4 visits/year
1 per quarter
~₹2,500/visit
International
0 visits/year
Not available
Dreamfolks
- • 4 complimentary domestic lounge visits per year (1 per quarter)
- • Swipe card at lounge terminal for access
Transaction Limits
ATM Withdrawal / Day
₹40,000
POS & E-Commerce / Day
₹3,00,000
Contactless / Txn
₹5,000
Features
Contactless payments EMV chip security Domestic acceptance Add-on cards available EMI conversion facility Cashback auto-credited to statement Flipkart & Myntra integration
EMI Options
Min. Transaction
₹2,500
Interest / Month
1.5%
Tenure Options
3, 6, 9, 12 months
Processing Fee
1%
Ready to Apply?
The Axis Flipkart Credit Card is a co-branded cashback card offering 5% unlimited cashback on Flipkart, 4% on Myntra, and 1.5% on all other spends. It...
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