Everything you need to know about credit card terms, fees, and features — explained simply.
The yearly charge levied by the bank for maintaining and providing the benefits of a credit or debit card.
A reward mechanism where a percentage of your spending is returned to you as real money, either as a statement credit or direct deposit.
A three-digit numerical rating that represents your creditworthiness, used by banks to evaluate your eligibility for loans and credit cards.
An additional fee charged by banks on transactions made in foreign currencies, typically ranging from 1% to 3.5% of the transaction amount.
A complimentary or discounted entry privilege to airport lounges, offered as a benefit on select credit and debit cards.
A loyalty currency earned on card transactions that can be redeemed for merchandise, vouchers, travel bookings, or statement credits.