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HDFC Infinia Metal Edition Credit Card vs Axis Bank Magnus Credit Card

Side-by-side comparison of fees, rewards, and benefits

Metric
HDFC Bank
Axis Bank
Annual Fee
₹12,500
₹12,500
Joining Fee
₹12,500
₹12,500
Effective Reward Rate
3.3%
1.2%
Forex Markup
2.0%
2.0%
Avg Annual Value
₹2,00,000
₹1,50,000
Annual Net Value
₹1,85,250
₹1,35,250

HDFC Infinia Metal Edition Credit Card — Key Benefits

  • Unlimited Domestic Lounge Access
  • Unlimited International Lounge Access
  • Unlimited Complimentary Golf
  • ITC Hotel Benefits
  • 5 Reward Points per ₹150 on All Spends

Axis Bank Magnus Credit Card — Key Benefits

  • Unlimited Domestic Lounge Access
  • Unlimited International Lounge Access
  • Edge Reward Points on All Spends
  • 24/7 Concierge Services
  • Golf Privileges