Axis Bank
Signature · IndiGo Premium
IndiGo Axis Bank Premium Credit Card
Axis Bank
7 BluChips per ₹100 on IndiGo flights
Annual Fee
₹5,000
Joining Fee
₹5,000
Reward Rate
3.5%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹4,100
Total Annual Benefits
₹10,000
Total Annual Charges
₹5,900
ROI
69%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Travel Benefits (2)
7 BluChips on IndiGo
Earn 7 BluChips per ₹100 on IndiGo flight bookings
- • Valid on IndiGo website/app bookings
7 BluChips/₹100
IndiGo 6E Prime Membership
Complimentary IndiGo 6E Prime membership with preferred seats and meal benefits
- • Auto-enrolled on card activation
6E Prime
₹1,499/yr
Airport Lounge Access (1)
Domestic Lounge Access
4 complimentary domestic airport lounge visits per year
4 visits/year
₹10,000/yr
Fuel Benefits (1)
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹5,000
- • Max ₹250 per statement cycle
1% waiver
₹3,000/yr
Reward Program
Program
IndiGo BluChips
7 BluChips per ₹100 on IndiGo
Effective cashback: 3.50%
Points expire: 24 months from date of accrual
Redemption Options
- → IndiGo flight bookings
- → Seat upgrades
- → IndiGo ancillary services
Bonus Categories
IndiGo
7x multiplier
7 BluChips per ₹100 on IndiGo
Fees & Charges
| Charge | Amount |
|---|---|
| Joining Fee | ₹5,000 Excluding GST |
| Annual Fee | ₹5,000 Excluding GST |
| Add-on Card Fee | Free Free |
Transaction Charges
- Forex Markup
- 3.5%
- Interest Rate (Monthly)
- 3.4%
- Late Payment Fee
- ₹1,200
- Cash Advance Fee
- 2.5%
ATM Charges
- Own Bank Withdrawal
- ₹250
- Other Bank Withdrawal
- ₹250
- Intl. Withdrawal Fee
- 2.5% + ₹250
Fuel Surcharge Waiver
1% waiver on transactions between ₹400 – ₹5,000. Max waiver: ₹250/cycle.
Eligibility
Requirements
- Min. Monthly Income
- ₹40,000
- Min. Annual Income
- ₹5,00,000
- Min. Credit Score
- 700
- Age Range
- 21 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Salaried: Gross Monthly Income > ₹40,000
- • Self-Employed: ITR > ₹5 Lakh p.a.
Insurance Coverage
Accidental Death
₹50.0 L
Permanent Disability
₹50.0 L
Travel Insurance
₹25.0 L
Lost Card Liability
₹5.0 L
Report within 24h
Air Accident Cover
₹50.0 L
- • Air accident cover: ₹50 Lakh
- • Travel insurance: ₹25 Lakh
- • Credit liability cover: ₹5 Lakh
Airport Lounge Access
Domestic
4 visits/year
1 per quarter
~₹2,500/visit
International
0 visits/year
Not included
Dreamfolks
- • Domestic: 1 visit per quarter
Transaction Limits
ATM Withdrawal / Day
₹50,000
POS & E-Commerce / Day
₹5,00,000
Contactless / Txn
₹5,000
Features
Contactless payments EMV chip security Domestic acceptance Add-on cards available EMI conversion facility IndiGo 6E Prime membership Domestic lounge access Accelerated BluChips on IndiGo
EMI Options
Min. Transaction
₹2,500
Interest / Month
1.5%
Tenure Options
3, 6, 9, 12 months
Processing Fee
1%
Ready to Apply?
The IndiGo Axis Bank Premium Credit Card is a co-branded travel card on the Visa Signature network, offering 7 BluChips per ₹100 spent on IndiGo booki...
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