Axis Bank
Infinite · Primus
Axis Bank Primus Credit Card
Axis Bank
India's most exclusive invite-only credit card
Annual Fee
₹3,00,000
Joining Fee
₹3,00,000
Reward Rate
1.0%
Forex Markup
0%
Value Analysis
Annual Net Value
₹0
Total Annual Benefits
₹3,00,000
Total Annual Charges
₹3,00,000
ROI
100%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Benefit breakdown data not available
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Travel Benefits (1)
Rewards on All Spends
Earn 1 reward mile per ₹100 on all transactions
1 mile/₹100
Airport Lounge Access (1)
Unlimited Global Lounge
Unlimited complimentary lounge access worldwide for cardholder and guests
- • Guest access included
Unlimited global
Concierge Services (1)
Dedicated Relationship Manager
Personal relationship manager and 24/7 global concierge for all needs
Dedicated RM
Golf Privileges (1)
Global Golf Access
Complimentary rounds at world-class golf courses globally
- • Subject to availability
Global access
Reward Program
Program
Axis EDGE Miles
1 mile per ₹100
Effective cashback: 1.00%
Points expire: No expiry
Redemption Options
- → Flights & Hotels
- → Air miles transfer
- → Luxury experiences
- → Charity donations
Fees & Charges
| Charge | Amount |
|---|---|
| Joining Fee | ₹3,00,000 By invitation |
| Annual Fee | ₹3,00,000 No GST applicable |
Transaction Charges
- Forex Markup
- 0%
- Interest Rate (Monthly)
- 2.5%
- Late Payment Fee
- —
- Cash Advance Fee
- —%
ATM Charges
- Own Bank Withdrawal
- Free
- Other Bank Withdrawal
- Free
- Intl. Withdrawal Fee
- 0% + ₹0
Fuel Surcharge Waiver
1% waiver on transactions between ₹0 – ₹9,99,999. Max waiver: ₹9,99,999/cycle.
Eligibility
Requirements
- Age Range
- 25 – 65 years
Notes
- • Invitation only — extended by Axis Bank to select ultra-high-net-worth clients
- • Minimum relationship value: ₹25 Crore
- • Requires personal banking relationship with Axis Bank
Invitation only
Insurance Coverage
Accidental Death
₹10.0 Cr
Permanent Disability
₹10.0 Cr
Travel Insurance
₹5.0 Cr
Air Accident Cover
₹10.0 Cr
- • Air accident cover: ₹10 Crore
- • Travel insurance: ₹5 Crore
- • Zero lost card liability — full protection
- • Global medical emergency cover
Airport Lounge Access
Domestic
999 visits/year
Unlimited
International
999 visits/year
Unlimited
Priority Pass Plaza Premium LoungKey Dreamfolks Centurion
- • Unlimited domestic and international lounge access with guest
Transaction Limits
ATM Withdrawal / Day
₹5,00,000
POS & E-Commerce / Day
₹50,00,000
Contactless / Txn
₹5,000
Features
Ultra-exclusive metal card Contactless payments EMV chip security Global acceptance Zero forex markup Unlimited lounge access worldwide Personal relationship manager 24/7 global concierge Comprehensive luxury insurance Global golf access Invite-only
EMI Options
Min. Transaction
₹2,500
Interest / Month
1.5%
Tenure Options
3, 6, 9, 12, 18, 24 months
Processing Fee
1%
Ready to Apply?
The Axis Primus Credit Card is the most exclusive card in India, available only by invitation to ultra-high-net-worth individuals. A Visa Infinite car...
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