IndusInd Bank
Gold · EazyDiner
IndusInd EazyDiner Credit Card
IndusInd Bank
Premium dining card with 10X rewards on EazyDiner and 2X on other dining
Annual Fee
₹1,999
Joining Fee
₹1,999
Reward Rate
2.0%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹2,641
Total Annual Benefits
₹5,000
Total Annual Charges
₹2,359
ROI
112%
Fee Waiver Available
Annual fee waived on spending ₹2 Lakh in the preceding year — ₹2,00,000 annual spend
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Benefit breakdown data not available
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Reward Points (2)
10X Reward Points on EazyDiner
Earn 10X reward points on EazyDiner restaurant bookings
- • Valid on EazyDiner platform
10X points
2X Reward Points on Other Dining
Earn 2X reward points on dining at other restaurants
- • Valid on other dining spends
2X points
Dining Benefits (1)
EazyDiner Prime Membership
Complimentary EazyDiner Prime membership with exclusive deals
- • Access to exclusive dining deals and offers
Prime included
Reward Program
Program
IndusInd Reward Points
10X on EazyDiner, 2X on dining, 1X on others
Effective cashback: 2.00%
Points expire: 3 years from date of accrual
Redemption Options
- → Flights & Hotels via IndusInd Rewards
- → Products & Vouchers
- → Cashback (1 RP = ₹0.30)
Bonus Categories
EazyDiner
10x multiplier
10X reward points
Dining
2x multiplier
2X reward points
Fees & Charges
| Charge | Amount |
|---|---|
| Joining Fee | ₹1,999 Excluding GST |
| Annual Fee | ₹1,999 Excluding GST |
| Add-on Card Fee | Free Free |
Transaction Charges
- Forex Markup
- 3.5%
- Interest Rate (Monthly)
- 3.5%
- Late Payment Fee
- ₹1,300
- Cash Advance Fee
- 2.5%
ATM Charges
- Own Bank Withdrawal
- ₹250
- Other Bank Withdrawal
- ₹250
- Intl. Withdrawal Fee
- 2.5% + ₹250
Eligibility
Requirements
- Min. Monthly Income
- ₹30,000
- Min. Annual Income
- ₹3,60,000
- Min. Credit Score
- 700
- Age Range
- 21 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Salaried: Gross Monthly Income > ₹30,000
- • Self-Employed: ITR > ₹3.6 Lakh p.a.
- • Age 21–65 years
Insurance Coverage
Accidental Death
₹10.0 L
Permanent Disability
₹10.0 L
Lost Card Liability
₹1.0 L
Report within 24h
- • Credit liability cover: ₹10 Lakh
Airport Lounge Access
Domestic
0 visits/year
Not available
International
0 visits/year
Not available
Transaction Limits
ATM Withdrawal / Day
₹25,000
POS & E-Commerce / Day
₹1,50,000
Contactless / Txn
₹5,000
Features
Contactless payments EMV chip security Domestic acceptance Add-on cards available EMI conversion facility 10X reward points on EazyDiner 2X reward points on other dining EazyDiner Prime membership
EMI Options
Min. Transaction
₹2,500
Interest / Month
1.5%
Tenure Options
3, 6, 9, 12 months
Processing Fee
1%
Ready to Apply?
The IndusInd EazyDiner Credit Card is a co-branded Visa Gold card designed for food lovers. Enjoy 10X reward points on EazyDiner restaurant bookings, ...
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