Kotak Mahindra Bank
Gold · PVR
Kotak PVR Credit Card
Kotak Mahindra Bank
Movie lover's card with 2 free PVR tickets monthly
Annual Fee
₹999
Joining Fee
₹999
Reward Rate
1.0%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹6,321
Total Annual Benefits
₹7,500
Total Annual Charges
₹1,179
ROI
536%
Fee Waiver Available
Annual fee waived on spending ₹75,000 in the preceding year — ₹75,000 annual spend
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Movie Benefits (1)
2 Free PVR Tickets Monthly
Get 2 complimentary PVR tickets every month
- • Max 2 transactions per month
- • Subject to availability
2 tickets/month
₹9,600/yr
Reward Points (1)
5X Reward Points on Movies
Earn 5X reward points on movie ticket purchases
- • Valid on PVR movie tickets
5X points
Reward Program
Program
Kotak Reward Points
5X on movies, 1X on others
Effective cashback: 1.00%
Points expire: 2 years from date of accrual
Redemption Options
- → Products & Vouchers
- → Cashback (1 RP = ₹0.25)
Bonus Categories
Movies
5x multiplier
5X reward points on PVR tickets
Fees & Charges
| Charge | Amount |
|---|---|
| Joining Fee | ₹999 Excluding GST |
| Annual Fee | ₹999 Excluding GST |
| Add-on Card Fee | Free Free |
Transaction Charges
- Forex Markup
- 3.5%
- Interest Rate (Monthly)
- 3.5%
- Late Payment Fee
- ₹800
- Cash Advance Fee
- 2.5%
ATM Charges
- Own Bank Withdrawal
- ₹250
- Other Bank Withdrawal
- ₹250
- Intl. Withdrawal Fee
- 2.5% + ₹250
Eligibility
Requirements
- Min. Monthly Income
- ₹25,000
- Min. Annual Income
- ₹3,00,000
- Min. Credit Score
- 700
- Age Range
- 21 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Salaried: Net Monthly Income > ₹25,000
- • Self-Employed: ITR > ₹3 Lakh p.a.
- • Age 21–65 years
Insurance Coverage
Accidental Death
₹5.0 L
Permanent Disability
₹5.0 L
Lost Card Liability
₹50,000
Report within 24h
- • Credit liability cover: ₹5 Lakh
Airport Lounge Access
Domestic
0 visits/year
Not available
International
0 visits/year
Not available
Transaction Limits
ATM Withdrawal / Day
₹20,000
POS & E-Commerce / Day
₹1,00,000
Contactless / Txn
₹5,000
Features
Contactless payments EMV chip security Domestic acceptance Add-on cards available EMI conversion facility 2 free PVR tickets per month 5X reward points on movies
EMI Options
Min. Transaction
₹2,500
Interest / Month
1.5%
Tenure Options
3, 6, 9, 12 months
Processing Fee
1%
Ready to Apply?
The Kotak PVR Credit Card is a co-branded Visa Gold card offering movie lovers the best cinema experience. Get 2 free PVR tickets per month, 5X reward...
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