SBI Card
Signature · KrisFlyer
KrisFlyer SBI Card
SBI Card
5 miles per ₹200 on Singapore Airlines & 2 miles intl
Annual Fee
₹2,999
Joining Fee
₹2,999
Reward Rate
0.4%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹6,461
Total Annual Benefits
₹10,000
Total Annual Charges
₹3,539
ROI
183%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Travel Benefits (2)
5 Miles on Singapore Airlines
Earn 5 KrisFlyer miles per ₹200 on Singapore Airlines bookings
- • Valid on Singapore Airlines, Scoot, and KrisShop
5 miles/₹200 SQ
2 Miles on International Spends
Earn 2 KrisFlyer miles per ₹200 on all international transactions
- • All international transactions
2 miles/₹200 intl
Airport Lounge Access (1)
Domestic Lounge Access
4 complimentary domestic airport lounge visits per year
4 visits/year
₹10,000/yr
Fuel Benefits (1)
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹5,000
- • Max ₹250 per statement cycle
1% waiver
₹3,000/yr
Reward Program
Program
KrisFlyer Miles
5 miles/₹200 SQ, 2 miles/₹200 intl, 1 mile/₹200 domestic
Effective cashback: 0.40%
Points expire: 36 months from date of accrual
Redemption Options
- → Singapore Airlines flights
- → Star Alliance flights
- → KrisShop merchandise
Bonus Categories
Singapore Airlines
5x multiplier
5 miles per ₹200
International
2x multiplier
2 miles per ₹200
Fees & Charges
| Charge | Amount |
|---|---|
| Joining Fee | ₹2,999 Excluding GST |
| Annual Fee | ₹2,999 Excluding GST |
| Add-on Card Fee | Free Free |
Transaction Charges
- Forex Markup
- 3.5%
- Interest Rate (Monthly)
- 3.5%
- Late Payment Fee
- ₹1,300
- Cash Advance Fee
- 2.5%
ATM Charges
- Own Bank Withdrawal
- ₹250
- Other Bank Withdrawal
- ₹250
- Intl. Withdrawal Fee
- 2.5% + ₹250
Fuel Surcharge Waiver
1% waiver on transactions between ₹400 – ₹5,000. Max waiver: ₹250/cycle.
Eligibility
Requirements
- Min. Monthly Income
- ₹60,000
- Min. Annual Income
- ₹7,20,000
- Min. Credit Score
- 700
- Age Range
- 21 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Salaried: Gross Monthly Income > ₹60,000
- • Self-Employed: ITR > ₹7.2 Lakh p.a.
- • Must have or create a KrisFlyer account
Insurance Coverage
Accidental Death
₹50.0 L
Permanent Disability
₹50.0 L
Travel Insurance
₹25.0 L
Lost Card Liability
₹5.0 L
Report within 24h
Air Accident Cover
₹50.0 L
- • Air accident cover: ₹50 Lakh
- • Travel insurance: ₹25 Lakh
- • Credit liability cover: ₹5 Lakh
Airport Lounge Access
Domestic
4 visits/year
1 per quarter
~₹2,500/visit
International
0 visits/year
Not included
Dreamfolks
- • Domestic: 1 visit per quarter
Transaction Limits
ATM Withdrawal / Day
₹50,000
POS & E-Commerce / Day
₹5,00,000
Contactless / Txn
₹5,000
Features
Contactless payments EMV chip security Global acceptance Add-on cards available EMI conversion facility KrisFlyer membership Domestic lounge access Star Alliance benefits
EMI Options
Min. Transaction
₹2,500
Interest / Month
1.5%
Tenure Options
3, 6, 9, 12 months
Processing Fee
1%
Ready to Apply?
The KrisFlyer SBI Card is a co-branded travel card on the Visa Signature network, earning KrisFlyer miles directly on spends. With 5 miles per ₹200 on...
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