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SBI Card

Signature · Landmark Rewards PRIME

Visa Signature credit

Landmark Rewards SBI PRIME Credit Card

SBI Card

25 RP per ₹100 at Landmark stores with premium benefits

Annual Fee
₹2,999
Joining Fee
₹2,999
Reward Rate
0.5%
Forex Markup
3.5%

Value Analysis

Annual Net Value
₹6,461
Total Annual Benefits
₹10,000
Total Annual Charges
₹3,539
ROI
183%

Card Analytics

Visual breakdown of value, benefits, and limits

Value Breakdown

Benefits Distribution

Transaction Limits

Card Scorecard

Charges Breakdown

Benefits & Perks

Shopping Benefits (1)
25 RP per ₹100 at Landmark
Earn 25 reward points per ₹100 spent at HomeCentre, Max, and Lifestyle stores
  • Valid at HomeCentre, Max, Lifestyle stores
25 RP per ₹100
Reward Points (1)
2 RP per ₹100 Other Spends
Earn 2 reward points per ₹100 on all other retail transactions
2 RP per ₹100
Airport Lounge Access (1)
Domestic Lounge Access
4 complimentary domestic airport lounge visits per year
4 visits/year
₹10,000/yr
Fuel Benefits (1)
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹500–₹4,000
  • Max ₹250 per statement cycle
1% waiver
₹3,000/yr

Reward Program

Program
SBI Landmark Reward Points
25 RP per ₹100 Landmark, 2 RP per ₹100 other
Effective cashback: 0.50%
Points expire: 2 years from date of accrual
Redemption Options
  • Landmark store vouchers
  • Products & Vouchers
  • Statement credit
Bonus Categories
Landmark Stores
25x multiplier
25 RP per ₹100 at HomeCentre, Max, Lifestyle

Fees & Charges

Charge Amount
Joining Fee ₹2,999 Excluding GST
Annual Fee ₹2,999 Excluding GST
Add-on Card Fee Free Free

Transaction Charges

Forex Markup
3.5%
Interest Rate (Monthly)
3.5%
Late Payment Fee
₹1,300
Cash Advance Fee
2.5%

ATM Charges

Own Bank Withdrawal
₹250
Other Bank Withdrawal
₹250
Intl. Withdrawal Fee
2.5% + ₹250

Fuel Surcharge Waiver

1% waiver on transactions between ₹500 – ₹4,000. Max waiver: ₹250/cycle.

Eligibility

Requirements

Min. Monthly Income
₹50,000
Min. Annual Income
₹6,00,000
Min. Credit Score
700
Age Range
21 – 65 years
Employment
Salaried, Self-Employed

Notes

  • Salaried: Gross Monthly Income > ₹50,000
  • Self-Employed: ITR > ₹6 Lakh p.a.

Airport Lounge Access

Domestic

4 visits/year

1 per quarter

~₹2,500/visit

International

0 visits/year

Not included

Dreamfolks
  • Domestic: 1 visit per quarter

Transaction Limits

ATM Withdrawal / Day
₹40,000
POS & E-Commerce / Day
₹4,00,000
Contactless / Txn
₹5,000

Features

Contactless payments EMV chip security Domestic acceptance Add-on cards available EMI conversion facility Landmark store rewards Domestic lounge access

EMI Options

Min. Transaction
₹2,500
Interest / Month
1.5%
Tenure Options
3, 6, 9, 12 months
Processing Fee
1%

Ready to Apply?

The Landmark Rewards SBI PRIME Credit Card is a premium co-branded card on the Visa Signature network, offering 25 reward points per ₹100 at Landmark ...

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