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Yes Bank

WorldElite · Marquee

Mastercard WorldElite credit

Yes Bank Marquee Credit Card

Yes Bank

Ultra-premium Mastercard World Elite with 12 RP per ₹200 and unlimited lounge

Annual Fee
₹9,999
Joining Fee
₹9,999
Reward Rate
1.5%
Forex Markup
2%

Value Analysis

Annual Net Value
₹78,201
Total Annual Benefits
₹90,000
Total Annual Charges
₹11,799
ROI
663%
Fee Waiver Available

Annual fee waived on spending ₹10 Lakh in the preceding year — ₹10,00,000 annual spend

Card Analytics

Visual breakdown of value, benefits, and limits

Value Breakdown

Benefits Distribution

Transaction Limits

Card Scorecard

Charges Breakdown

Benefits & Perks

Airport Lounge Access (2)
Unlimited Domestic Lounge Access
Unlimited complimentary domestic airport lounge visits per year
  • At all Dreamfolks partner domestic lounges
Unlimited visits
₹50,000/yr
Unlimited International Lounge Access
Unlimited complimentary international airport lounge visits via Priority Pass and LoungeKey
  • Priority Pass and Mastercard LoungeKey membership included
Unlimited visits
₹50,000/yr
Reward Points (1)
12 Reward Points per ₹200
12 Reward Points per ₹200 spent on all retail purchases
12 RP per ₹200
Golf Privileges (1)
Complimentary Golf
Complimentary golf rounds at premium courses across India and abroad
  • At select premium golf courses
  • Advance booking required
Complimentary rounds
₹30,000/yr
Concierge Services (1)
24/7 Premium Concierge
Dedicated premium concierge for travel, dining, and lifestyle needs
Included
Fuel Benefits (1)
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹5,000
  • Valid on transactions ₹400–₹5,000
  • Max ₹500 per statement cycle
1% waiver
₹6,000/yr

Reward Program

Program
Yes Reward Points
12 RP per ₹200
Effective cashback: 1.50%
Points expire: 3 years from date of accrual
Redemption Options
  • Flights & Hotels via Yes Rewards
  • Products & Vouchers
  • Airline miles transfer (multiple partners)
  • Cashback (1 RP = ₹0.25)
Milestone Bonuses
20,000 bonus reward points on spending ₹10 Lakh annually
Spend ₹10,00,000 annually
20,000 Reward Points
Additional 30,000 bonus reward points on spending ₹20 Lakh annually
Spend ₹20,00,000 annually
30,000 Reward Points

Fees & Charges

Charge Amount
Joining Fee ₹9,999 Excluding GST
Annual Fee ₹9,999 Excluding GST
Add-on Card Fee Free Free

Transaction Charges

Forex Markup
2%
Interest Rate (Monthly)
3.5%
Late Payment Fee
₹1,300
Cash Advance Fee
2.5%

ATM Charges

Own Bank Withdrawal
₹250
Other Bank Withdrawal
₹250
Intl. Withdrawal Fee
2.5% + ₹250

Fuel Surcharge Waiver

1% waiver on transactions between ₹400 – ₹5,000. Max waiver: ₹500/cycle.

Eligibility

Requirements

Min. Monthly Income
₹3,00,000
Min. Annual Income
₹36,00,000
Min. Credit Score
780
Age Range
25 – 65 years
Employment
Salaried, Self-Employed

Notes

  • Salaried: Gross Monthly Income > ₹3 Lakh
  • Self-Employed: ITR > ₹36 Lakh p.a.
  • Age 25–65 years
  • Excellent credit history required

Insurance Coverage

Accidental Death
₹2.0 Cr
Permanent Disability
₹2.0 Cr
Travel Insurance
₹50.0 L
Lost Card Liability
₹20.0 L
Report within 24h
Air Accident Cover
₹2.0 Cr
Purchase Protection
₹10.0 L
120 days
  • Air accident cover: ₹2 Crore
  • Travel insurance: ₹50 Lakh
  • Purchase protection: ₹10 Lakh for 120 days
  • Lost card liability: ₹20 Lakh

Airport Lounge Access

Domestic

999 visits/year

Unlimited

~₹2,500/visit

International

999 visits/year

Unlimited

~₹3,500/visit

Dreamfolks Priority Pass Mastercard LoungeKey
  • Domestic: Unlimited complimentary visits at all partner lounges
  • International: Unlimited via Priority Pass and Mastercard LoungeKey
  • Guest access available at applicable charges

Transaction Limits

ATM Withdrawal / Day
₹1,00,000
POS & E-Commerce / Day
₹10,00,000
Contactless / Txn
₹5,000

Features

Metal card Contactless payments EMV chip security Global acceptance Add-on cards available EMI conversion facility Priority Pass unlimited membership Mastercard LoungeKey Complimentary golf access 24/7 premium concierge Low forex markup at 2%

EMI Options

Min. Transaction
₹5,000
Interest / Month
1.2%
Tenure Options
3, 6, 9, 12, 18, 24 months
Processing Fee
0.5%

Ready to Apply?

The Yes Bank Marquee Credit Card is an ultra-premium Mastercard World Elite card offering 12 reward points per ₹200 on all spends, unlimited airport l...

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