American Express
Platinum · Platinum
American Express Platinum Debit Card
American Express
Premium Amex debit for distinguished customers
Annual Fee
₹1,000
Joining Fee
Free
Reward Rate
0.5%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹3,820
Total Annual Benefits
₹5,000
Total Annual Charges
₹1,180
ROI
324%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Benefit breakdown data not available
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Reward Points (1)
Amex Membership Rewards
Earn 2 Membership Rewards points per ₹200 spent
2 MR per ₹200
Dining Benefits (1)
Amex Dining Privileges
Exclusive dining offers at partner restaurants
- • Valid at select partner restaurants
Up to 15% off
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | ₹1,000 Excluding GST |
| Annual Fee | ₹1,000 Excluding GST |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- ₹100
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- Free (10 free/mo)
- Other Bank
- ₹25 (5 free/mo)
- Intl. Withdrawal
- 3.5% + ₹150
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Requires minimum average monthly balance of ₹1,00,000
Transaction Limits
ATM Withdrawal / Day
₹1,50,000
POS & E-Commerce / Day
₹3,00,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securityAmex network exclusive benefitsDining privilegesMerchant offers and events
Ready to Apply?
Premium Amex debit for distinguished customers
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