Central Bank of India

Select · Wellness

RuPay Select debit

Central Bank of India RuPay Select Wellness Debit Card

Central Bank of India

Wellness-focused RuPay Select with concierge

Apply Now
Annual Fee
₹950
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%

Value Analysis

Annual Net Value
₹22,879
Total Annual Benefits
₹24,000
Total Annual Charges
₹1,121
ROI
2042%

Card Analytics

Visual breakdown of value, benefits, and limits

Value Breakdown

Benefits Distribution

Transaction Limits

Card Scorecard

Charges Breakdown

Benefits & Perks

Airport Lounge Access (1)
Airport Lounge Access
Complimentary airport lounge access at participating lounges.
  • • 1 visit per quarter
  • • Valid at participating lounges
  • • Card must be presented for entry
4 visits/year
₹8,000/yr
Golf Privileges (1)
Golf Offers
Discounted golf lessons and rounds at select courses.
  • • Subject to availability at partner golf courses
  • • Advance booking required
Discounted access
₹3,000/yr
Health & Wellness (2)
Gym & Wellness Offers
Discounted gym and wellness center access.
  • • Valid at partner fitness centers
  • • Registration required
Discounted access
₹5,000/yr
Spa & Health Check-up Offers
Discounted spa and health check-up services.
  • • Valid at partner wellness centers
  • • Advance booking required
Discounted access
₹3,000/yr
Insurance Coverage (1)
Personal Accident Insurance
Personal accident insurance cover for cardholders.
  • • Cover valid while using the card
  • • Claim process through Central Bank insurance partner
₹10 lakh
₹5,000/yr

Fees & Charges

Charge Amount
Issuance Fee Free Free issuance
Annual Fee ₹950 Excluding taxes

Transaction Charges

Forex Markup
3.5%
Cross Border Fee
Free
PIN Regeneration
₹50

ATM Charges

Own Bank
₹20 (5 free/mo)
Other Bank
₹20 (3 free/mo)
Intl. Withdrawal
3.5% + ₹125

Eligibility

Requirements

Age Range
18 – 65 years
Employment
Salaried, Self-Employed

Notes

  • • Available to Central Bank of India account holders

Transaction Limits

ATM Withdrawal / Day
₹1,00,000
POS & E-Commerce / Day
₹3,00,000
Contactless / Txn
₹5,000

Features

Contactless payments up to ₹5,000EMV chip securityDomestic acceptanceAirport lounge accessGolf, gym, spa, health check-up offersConcierge servicesPersonal accident insurance

Ready to Apply?

Wellness-focused RuPay Select with concierge

Apply Now