ICICI Bank
World · Sapphiro
ICICI Sapphiro Debit Card
ICICI Bank
Premium debit with lounge & global access
Annual Fee
₹999
Joining Fee
Free
Reward Rate
—%
Forex Markup
3%
Value Analysis
Annual Net Value
₹6,821
Total Annual Benefits
₹8,000
Total Annual Charges
₹1,179
ROI
579%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Airport Lounge Access (1)
Lounge Access
2 domestic lounge visits per quarter and 1 international visit per year
- • Valid at Mastercard lounges
2 domestic/quarter + 1 intl/year
₹4,000/yr
Travel Benefits (1)
International Usage
Global acceptance at millions of merchants
- • International transactions enabled
Global acceptance
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | ₹300 Excluding GST |
| Annual Fee | ₹999 Excluding GST |
Transaction Charges
- Forex Markup
- 3%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹20 (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 3% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Available to ICICI Bank account holders
- • International usage enabled
Transaction Limits
ATM Withdrawal / Day
₹1,50,000
POS & E-Commerce / Day
₹5,00,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securityInternational acceptanceLounge accessHigher transaction limitsGlobal usage enabled
Ready to Apply?
Premium debit with lounge & global access
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