Indian Bank

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RuPay Select debit

Indian Bank RuPay Select Debit Card

Indian Bank

Contactless RuPay Select with lifestyle perks

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Annual Fee
₹800
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%

Value Analysis

Annual Net Value
₹59,955
Total Annual Benefits
₹60,899
Total Annual Charges
₹944
ROI
6451%

Card Analytics

Visual breakdown of value, benefits, and limits

Value Breakdown

Benefits Distribution

Transaction Limits

Card Scorecard

Charges Breakdown

Benefits & Perks

Airport Lounge Access (2)
Domestic Airport Lounge Access
Complimentary domestic airport lounge access at participating lounges across India.
  • • 1 visit per quarter
  • • Valid at participating domestic lounges
  • • Card must be presented for entry
4 visits/year
₹8,000/yr
International Airport Lounge Access
Complimentary international airport lounge access at participating lounges worldwide.
  • • 2 visits per year
  • • Valid at participating international lounges
  • • Card must be presented for entry
2 visits/year
₹6,000/yr
OTT & Streaming (1)
OTT Subscription
Choose from Amazon Prime, Hotstar, or Sony Liv per year.
  • • Choose one: Amazon Prime, Hotstar, or Sony Liv
  • • Valid for 12 months from activation
Per year
₹1,499/yr
Golf Privileges (1)
Golf Lessons/Rounds
Complimentary golf lessons or rounds at select courses.
  • • 1 per quarter
  • • Subject to availability at partner golf courses
  • • Advance booking required
4 per year
₹12,000/yr
Health & Wellness (3)
Health Check-up
Complimentary health check-up per quarter.
  • • 1 per quarter
  • • Valid at partner diagnostic centers
  • • Advance booking required
1 per quarter
₹8,000/yr
Gym Access
Complimentary gym access per quarter.
  • • 1 per quarter
  • • Valid at partner fitness centers
1 per quarter
₹12,000/yr
Spa/Salon Access
Complimentary spa or salon visit per quarter.
  • • 1 per quarter
  • • Valid at partner spa/salon centers
  • • Advance booking required
1 per quarter
₹8,000/yr
Travel Benefits (1)
Cab Coupon
Complimentary cab coupon per quarter.
  • • ₹100 per quarter
  • • Valid on partner cab platforms
₹100/quarter
₹400/yr
Insurance Coverage (1)
Personal Accident Insurance
Personal accident insurance cover for cardholders.
  • • Cover valid while using the card
  • • Claim process through Indian Bank insurance partner
₹10 lakh
₹5,000/yr

Fees & Charges

Charge Amount
Issuance Fee Free Free issuance
Annual Fee ₹800 Excluding taxes

Transaction Charges

Forex Markup
3.5%
Cross Border Fee
Free
PIN Regeneration
₹50

ATM Charges

Own Bank
₹20 (5 free/mo)
Other Bank
₹20 (3 free/mo)
Intl. Withdrawal
3.5% + ₹125

Eligibility

Requirements

Age Range
18 – 65 years
Employment
Salaried, Self-Employed

Notes

  • • Available to Indian Bank account holders

Transaction Limits

ATM Withdrawal / Day
₹50,000
POS & E-Commerce / Day
₹1,00,000
Contactless / Txn
₹5,000

Features

Contactless payments up to ₹5,000EMV chip securityDomestic acceptanceAirport lounge accessOTT subscriptionGolf privilegesHealth check-upsGym and spa accessCab coupons24x7 conciergePersonal accident insurance

Ready to Apply?

Contactless RuPay Select with lifestyle perks

Apply Now