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IndusInd Bank

Platinum · Platinum

Visa Platinum debit

IndusInd Platinum Debit Card

IndusInd Bank

Premium debit with enhanced limits

Annual Fee
₹499
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%

Value Analysis

Annual Net Value
₹2,411
Total Annual Benefits
₹3,000
Total Annual Charges
₹589
ROI
409%

Card Analytics

Visual breakdown of value, benefits, and limits

Value Breakdown

Benefits Distribution

Benefit breakdown data not available

Transaction Limits

Card Scorecard

Charges Breakdown

Fees & Charges

Charge Amount
Issuance Fee ₹150 Excluding GST
Annual Fee ₹499 Excluding GST

Transaction Charges

Forex Markup
3.5%
Cross Border Fee
Free
PIN Regeneration
₹50

ATM Charges

Own Bank
₹20 (5 free/mo)
Other Bank
₹20 (3 free/mo)
Intl. Withdrawal
3.5% + ₹125

Eligibility

Requirements

Age Range
18 – 65 years
Employment
Salaried, Self-Employed

Notes

  • Available to IndusInd Bank account holders

Transaction Limits

ATM Withdrawal / Day
₹1,00,000
POS & E-Commerce / Day
₹2,50,000
Contactless / Txn
₹5,000

Features

Contactless paymentsEMV chip securityDomestic acceptanceHigher transaction limits

Ready to Apply?

Premium debit with enhanced limits

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