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Kotak Mahindra Bank

Platinum · Card

Visa Platinum debit

Kotak Mahindra Bank Platinum Debit Card

Kotak Mahindra Bank

platinum debit card from Kotak Mahindra Bank.

Annual Fee
₹500
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%

Value Analysis

Annual Net Value
₹1,000
Total Annual Benefits
₹1,000
Total Annual Charges
₹590
ROI
169%

Card Analytics

Visual breakdown of value, benefits, and limits

Value Breakdown

Benefits Distribution

Benefit breakdown data not available

Transaction Limits

Card Scorecard

Charges Breakdown

Benefits & Perks

Cashback Benefits (1)
Reward Points
Earn reward points on purchases
1 RP per ₹200

Fees & Charges

Charge Amount
Issuance Fee Free
Annual Fee ₹500

Transaction Charges

Forex Markup
3.5%
Cross Border Fee
Free
PIN Regeneration
₹50

ATM Charges

Own Bank
₹20 (5 free/mo)
Other Bank
₹20 (3 free/mo)
Intl. Withdrawal
2.5% + ₹125

Eligibility

Requirements

Age Range
18 – 65 years
Employment
Salaried, Self-Employed

Notes

  • Account with Kotak Mahindra Bank required

Transaction Limits

ATM Withdrawal / Day
₹50,000
POS & E-Commerce / Day
₹1,00,000
Contactless / Txn
₹5,000

Features

ATM withdrawalsPOS transactionsOnline shoppingContactless paymentsInternational usage

Ready to Apply?

platinum debit card from Kotak Mahindra Bank.

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