Punjab National Bank
Select · RuPay Select
PNB RuPay Select Debit Card
Punjab National Bank
Premium RuPay Select with lifestyle benefits
Annual Fee
₹750
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹44,115
Total Annual Benefits
₹45,000
Total Annual Charges
₹885
ROI
4979%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Benefit breakdown data not available
Transaction Limits
Card Scorecard
Charges Breakdown
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | ₹500 Excluding GST |
| Annual Fee | ₹750 Excluding GST |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- Free (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 70 years
- Employment
- Salaried, Self-Employed
Notes
- • Available to PNB savings account holders
Transaction Limits
ATM Withdrawal / Day
₹1,50,000
POS & E-Commerce / Day
₹5,00,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securityDomestic acceptanceNCMC enabledUPI compatibleAirport lounge accessInsurance coverageOTT membershipGolf privilegesGym membershipHealth check-upSpa/salon serviceCab coupons24/7 concierge
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Premium RuPay Select with lifestyle benefits
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