Suryoday Small Finance Bank
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Suryoday RuPay Select Debit Card
Suryoday Small Finance Bank
RuPay Select with lounge access and insurance
Annual Fee
₹600
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹18,292
Total Annual Benefits
₹19,000
Total Annual Charges
₹708
ROI
2581%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Airport Lounge Access (2)
Domestic Airport Lounge Access
Complimentary domestic airport lounge access at participating lounges across India.
- • 1 visit per quarter
- • Valid at participating domestic lounges
- • Card must be presented for entry
4 visits/year
₹8,000/yr
International Airport Lounge Access
Complimentary international airport lounge access at participating lounges worldwide.
- • 2 visits per year
- • Valid at participating international lounges
- • Card must be presented for entry
2 visits/year
₹6,000/yr
Insurance Coverage (1)
Personal Accident Insurance
Personal accident insurance cover for cardholders.
- • Cover valid while using the card
- • Claim process through Suryoday insurance partner
₹10 lakh
₹5,000/yr
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | Free Free issuance |
| Annual Fee | ₹600 Excluding GST |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹20 (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Available to Suryoday SFB account holders
Transaction Limits
ATM Withdrawal / Day
₹1,00,000
POS & E-Commerce / Day
₹3,00,000
Contactless / Txn
₹5,000
Features
Contactless payments up to ₹5,000EMV chip securityDomestic acceptanceAirport lounge accessPersonal accident insurance
Ready to Apply?
RuPay Select with lounge access and insurance