Ujjivan Small Finance Bank

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RuPay Select debit

Ujjivan RuPay Select International Debit Card

Ujjivan Small Finance Bank

International RuPay Select with premium benefits

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Annual Fee
₹750
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%

Value Analysis

Annual Net Value
₹21,115
Total Annual Benefits
₹22,000
Total Annual Charges
₹885
ROI
2383%

Card Analytics

Visual breakdown of value, benefits, and limits

Value Breakdown

Benefits Distribution

Transaction Limits

Card Scorecard

Charges Breakdown

Benefits & Perks

Airport Lounge Access (2)
Domestic Airport Lounge Access
Complimentary domestic airport lounge access at participating lounges across India.
  • • 1 visit per quarter
  • • Valid at participating domestic lounges
  • • Card must be presented for entry
4 visits/year
₹8,000/yr
International Airport Lounge Access
Complimentary international airport lounge access at participating lounges worldwide.
  • • 2 visits per year
  • • Valid at participating international lounges
  • • Card must be presented for entry
2 visits/year
₹6,000/yr
Insurance Coverage (1)
Personal Accident Insurance
Personal accident insurance cover for cardholders.
  • • Cover valid while using the card
  • • Claim process through Ujjivan insurance partner
₹10 lakh
₹5,000/yr
Health & Wellness (1)
Wellness Benefits
Access to wellness programs and health benefits.
  • • Valid at partner wellness centers
  • • Registration required
Access included
₹3,000/yr

Fees & Charges

Charge Amount
Issuance Fee Free Free issuance
Annual Fee ₹750 Excluding GST

Transaction Charges

Forex Markup
3.5%
Cross Border Fee
Free
PIN Regeneration
₹50

ATM Charges

Own Bank
₹20 (5 free/mo)
Other Bank
₹20 (3 free/mo)
Intl. Withdrawal
3.5% + ₹125

Eligibility

Requirements

Age Range
18 – 65 years
Employment
Salaried, Self-Employed

Notes

  • • Available to Ujjivan SFB account holders

Transaction Limits

ATM Withdrawal / Day
₹1,00,000
POS & E-Commerce / Day
₹3,00,000
Contactless / Txn
₹5,000

Features

Contactless payments up to ₹5,000EMV chip securityInternational acceptanceAirport lounge accessPersonal accident insuranceWellness benefits

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International RuPay Select with premium benefits

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