Yes Bank
Signature · Premia Signature
Yes Bank Premia Debit Card
Yes Bank
Signature privileges for the discerning
Annual Fee
₹999
Joining Fee
Free
Reward Rate
0.4%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹3,821
Total Annual Benefits
₹5,000
Total Annual Charges
₹1,179
ROI
324%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Reward Points (1)
Enhanced Reward Points
Earn 3 Reward Points per ₹200 spent on all purchases
3 RP per ₹200
Airport Lounge Access (1)
Airport Lounge Access
Complimentary domestic airport lounge access
- • Valid at select domestic lounges
2 visits per quarter
₹3,000/yr
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | ₹999 Excluding GST |
| Annual Fee | ₹999 Excluding GST |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- ₹100
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- Free (10 free/mo)
- Other Bank
- ₹20 (5 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Requires average monthly balance of ₹1,00,000
Transaction Limits
ATM Withdrawal / Day
₹1,50,000
POS & E-Commerce / Day
₹3,00,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securityHigher ATM and POS limitsSignature tier privilegesAirport lounge access
Ready to Apply?
Signature privileges for the discerning