IDFC First Bank
Classic · IDFC Prepaid
IDFC First Bank Prepaid Card
IDFC First Bank
Smart prepaid for everyday spending
Annual Fee
Free
Joining Fee
Free
Reward Rate
—%
Forex Markup
0%
Value Analysis
Annual Net Value
₹382
Total Annual Benefits
₹500
Total Annual Charges
₹118
ROI
324%
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | ₹100 Excluding GST |
| Reload Fee | Free Free reloads |
Transaction Charges
- Forex Markup
- 0%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹20 (3 free/mo)
- Other Bank
- ₹20
- Intl. Withdrawal
- 0% + ₹0
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed, Student
Notes
- • Available to anyone with valid KYC documents
Transaction Limits
ATM Withdrawal / Day
₹10,000
POS & E-Commerce / Day
₹50,000
Contactless / Txn
₹2,000
Features
Contactless paymentsEMV chip securityDomestic acceptanceReloadable
Ready to Apply?
Smart prepaid for everyday spending
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