Niyo
Classic · Global
Niyo Global Prepaid Card
Niyo
Zero forex markup for international spending
Annual Fee
Free
Joining Fee
Free
Reward Rate
—%
Forex Markup
0%
Value Analysis
Annual Net Value
₹2,000
Total Annual Benefits
₹2,000
Total Annual Charges
₹0
ROI
9999%
Benefits & Perks
Travel Benefits (2)
Zero Forex Markup
No forex markup on international transactions — spend at interbank exchange rates
- • Valid on all international transactions
0% forex markup
₹3,500/yr
Global Acceptance
Accepted at millions of Visa merchants worldwide
Worldwide
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | Free Free |
| Annual Fee | Free Free |
| Reload Fee | Free Free via UPI/net banking |
Transaction Charges
- Forex Markup
- 0%
- Cross Border Fee
- Free
- PIN Regeneration
- Free
ATM Charges
- Own Bank
- Free
- Other Bank
- Free
- Intl. Withdrawal
- 0% + ₹0
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed, Student
Notes
- • Available for all Indian residents above 18 years
- • Full KYC verification required
- • Ideal for international travellers
Transaction Limits
ATM Withdrawal / Day
₹25,000
POS & E-Commerce / Day
₹2,00,000
Contactless / Txn
₹5,000
Features
Zero forex markupContactless paymentsEMV chip securityReal-time exchange rates in appInstant reload via UPIVirtual and physical cardSpending analyticsCard lock/unlock via app
Ready to Apply?
Zero forex markup for international spending
More from Niyo
Niyo
Visa