Paytm Payments Bank
Classic · Paytm Payments Bank
Paytm Payments Bank Prepaid Card
Paytm Payments Bank
UPI and NCMC-enabled prepaid card for digital payments
Annual Fee
Free
Joining Fee
Free
Reward Rate
—%
Forex Markup
0%
Value Analysis
Annual Net Value
₹800
Total Annual Benefits
₹800
Total Annual Charges
₹0
ROI
999%
Benefits & Perks
Cashback Benefits (1)
Cashback on Paytm Transactions
Earn cashback on transactions made through Paytm ecosystem
- • Valid on Paytm ecosystem transactions
Cashback
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | Free Free |
| Annual Fee | Free Free |
Transaction Charges
- Forex Markup
- 0%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹20 (3 free/mo)
- Other Bank
- ₹20
- Intl. Withdrawal
- 0% + ₹0
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed, Student
Notes
- • Available to Paytm Payments Bank account holders
- • Full KYC verification required
- • No minimum balance required
Transaction Limits
ATM Withdrawal / Day
₹25,000
POS & E-Commerce / Day
₹1,00,000
Contactless / Txn
₹5,000
Features
UPI enabledNCMC enabled (National Common Mobility Card)Contactless paymentsEMV chip securityPaytm app integrationVirtual and physical card availableMetro and transit payments via NCMC
Ready to Apply?
UPI and NCMC-enabled prepaid card for digital payments