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Punjab National Bank

Classic · PNB Prepaid

RuPay Classic prepaid

PNB Prepaid Card

Punjab National Bank

Government bank prepaid for secure spending

Annual Fee
Free
Joining Fee
Free
Reward Rate
—%
Forex Markup
0%

Value Analysis

Annual Net Value
₹282
Total Annual Benefits
₹400
Total Annual Charges
₹118
ROI
239%

Fees & Charges

Charge Amount
Issuance Fee ₹100 Excluding GST
Reload Fee Free Free reloads

Transaction Charges

Forex Markup
0%
Cross Border Fee
Free
PIN Regeneration
₹50

ATM Charges

Own Bank
₹20 (3 free/mo)
Other Bank
₹20
Intl. Withdrawal
0% + ₹0

Eligibility

Requirements

Age Range
18 – 65 years
Employment
Salaried, Self-Employed, Student

Notes

  • Available to anyone with valid KYC documents

Transaction Limits

ATM Withdrawal / Day
₹10,000
POS & E-Commerce / Day
₹50,000
Contactless / Txn
₹2,000

Features

EMV chip securityDomestic acceptanceReloadableRuPay network

Ready to Apply?

Government bank prepaid for secure spending