Walrus
Classic · Prepaid
Annual Fee
Free
Joining Fee
Free
Reward Rate
—%
Forex Markup
0%
Value Analysis
Annual Net Value
₹0
Total Annual Benefits
₹0
Total Annual Charges
₹0
ROI
0%
Benefits & Perks
Other Benefits (2)
Split & Group Payments
Split bills and make group payments easily via the Walrus app
Included
Savings Goals
Set and track savings goals with visual progress
Included
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | Free Free |
| Annual Fee | Free Free |
| Reload Fee | Free Free via UPI |
Transaction Charges
- Forex Markup
- 0%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- Free
- Other Bank
- ₹20
- Intl. Withdrawal
- 0% + ₹0
Eligibility
Requirements
- Age Range
- 16 – 65 years
- Employment
- Salaried, Self-Employed, Student
Notes
- • Available from age 16 with parental consent
- • Full KYC for 18+
- • Basic KYC for 16–17
Transaction Limits
ATM Withdrawal / Day
₹10,000
POS & E-Commerce / Day
₹50,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securitySplit expenses with friendsSavings goalsGroup paymentsVirtual and physical cardApp-first experience
Ready to Apply?
Smart prepaid card for Gen-Z