ICICI Bank
Platinum · Adani One Platinum
Adani One ICICI Bank Platinum Credit Card
ICICI Bank
Earn Adani reward points on Adani ecosystem spends at an affordable fee
Annual Fee
₹750
Joining Fee
₹750
Reward Rate
0.8%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹4,115
Total Annual Benefits
₹5,000
Total Annual Charges
₹885
ROI
465%
Fee Waiver Available
Annual fee waived on spending ₹1 Lakh in the preceding year — ₹1,00,000 annual spend
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Reward Points (1)
3% Adani RP on Adani Ecosystem
Earn 3% Adani reward points on spends within the Adani ecosystem
- • Includes Adani airports, Adani Electricity, Adani Gas, and other Adani services
3% Adani RP
Travel Benefits (1)
Adani One App Benefits
Access exclusive offers on the Adani One app for airport bookings and services
- • Available via Adani One app
Included
Fuel Benefits (1)
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹4,000
- • Valid on transactions ₹400–₹4,000
- • Max ₹200 per statement cycle
1% waiver
₹2,400/yr
Reward Program
Program
Adani Reward Points
3% Adani RP on Adani ecosystem, 1 RP per ₹100 on other spends
Effective cashback: 0.75%
Points expire: 2 years from date of accrual
Redemption Options
- → Adani One app services
- → Airport services and facilities
- → Statement credit
Bonus Categories
Adani Ecosystem
3x multiplier
3% Adani RP on Adani airports, electricity, gas, and services
All Other Spends
1x multiplier
1 Adani RP per ₹100 on all other transactions
Milestone Bonuses
1,000 bonus Adani reward points on spending ₹1.5 Lakh annually
Spend ₹1,50,000 annually
1,000 Adani RP
Fees & Charges
| Charge | Amount |
|---|---|
| Joining Fee | ₹750 Plus GST |
| Annual Fee | ₹750 Plus GST |
| Add-on Card Fee | Free Free |
Transaction Charges
- Forex Markup
- 3.5%
- Interest Rate (Monthly)
- 3.53%
- Late Payment Fee
- ₹1,200
- Cash Advance Fee
- 2.5%
ATM Charges
- Own Bank Withdrawal
- ₹200
- Other Bank Withdrawal
- ₹200
- Intl. Withdrawal Fee
- 3.5% + ₹250
Fuel Surcharge Waiver
1% waiver on transactions between ₹400 – ₹4,000. Max waiver: ₹200/cycle.
Eligibility
Requirements
- Min. Monthly Income
- ₹25,000
- Min. Annual Income
- ₹4,00,000
- Min. Credit Score
- 700
- Age Range
- 21 – 60 years
- Employment
- Salaried, Self-Employed
Notes
- • Salaried: Gross Monthly Income > ₹25,000
- • Self-Employed: ITR > ₹4 Lakh p.a.
- • Age 21–60 (salaried), 21–65 (self-employed)
- • Suitable for occasional Adani airport users
Airport Lounge Access
Domestic
0 visits/year
Not available
International
0 visits/year
Not available
- • No complimentary lounge access on this card
Transaction Limits
ATM Withdrawal / Day
₹25,000
POS & E-Commerce / Day
₹3,00,000
Contactless / Txn
₹5,000
Features
Contactless payments EMV chip security Co-branded with Adani One Add-on cards available EMI conversion facility Adani One app integration Affordable annual fee
EMI Options
Min. Transaction
₹2,500
Interest / Month
1.5%
Tenure Options
3, 6, 9, 12 months
Processing Fee
1%
Ready to Apply?
The Adani One ICICI Bank Platinum Credit Card is a Mastercard Platinum co-branded card offering 3% Adani reward points on spends within the Adani ecos...
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