ICICI Bank
Signature · Adani One Signature
Adani One ICICI Bank Signature Credit Card
ICICI Bank
Earn accelerated Adani reward points across the entire Adani ecosystem
Annual Fee
₹5,000
Joining Fee
₹5,000
Reward Rate
1.8%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹14,100
Total Annual Benefits
₹20,000
Total Annual Charges
₹5,900
ROI
239%
Fee Waiver Available
Annual fee waived on spending ₹5 Lakh in the preceding year — ₹5,00,000 annual spend
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Reward Points (1)
7 Adani RP per ₹100 on Adani Ecosystem
Earn 7 Adani reward points per ₹100 on spends within the Adani ecosystem
- • Includes Adani airports, Adani Electricity, Adani Gas, and other Adani services
7 Adani RP per ₹100
Airport Lounge Access (1)
Domestic Lounge Access
8 complimentary domestic airport lounge visits per year
- • At participating airport lounges
8 visits/year
₹16,000/yr
Travel Benefits (1)
Adani One App Privileges
Exclusive offers and priority services on the Adani One app for airport bookings and services
- • Available via Adani One app
- • Priority check-in and services at Adani airports
Included
Fuel Benefits (1)
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹5,000
- • Valid on transactions ₹400–₹5,000
- • Max ₹300 per statement cycle
1% waiver
₹3,600/yr
Reward Program
Program
Adani Reward Points
7 Adani RP per ₹100 on Adani ecosystem, 1 RP per ₹100 on other spends
Effective cashback: 1.75%
Points expire: 2 years from date of accrual
Redemption Options
- → Adani One app services
- → Airport services and facilities
- → Adani ecosystem products and services
- → Statement credit
Bonus Categories
Adani Ecosystem
7x multiplier
7 Adani RP per ₹100 on Adani airports, electricity, gas, and services
All Other Spends
1x multiplier
1 Adani RP per ₹100 on all other transactions
Milestone Bonuses
3,000 bonus Adani reward points on spending ₹3 Lakh annually
Spend ₹3,00,000 annually
3,000 Adani RP
Additional 5,000 bonus Adani reward points on spending ₹6 Lakh annually
Spend ₹6,00,000 annually
5,000 Adani RP
Fees & Charges
| Charge | Amount |
|---|---|
| Joining Fee | ₹5,000 Plus GST |
| Annual Fee | ₹5,000 Plus GST |
| Add-on Card Fee | Free Free |
Transaction Charges
- Forex Markup
- 3.5%
- Interest Rate (Monthly)
- 3.53%
- Late Payment Fee
- ₹1,200
- Cash Advance Fee
- 2.5%
ATM Charges
- Own Bank Withdrawal
- ₹200
- Other Bank Withdrawal
- ₹200
- Intl. Withdrawal Fee
- 3.5% + ₹250
Fuel Surcharge Waiver
1% waiver on transactions between ₹400 – ₹5,000. Max waiver: ₹300/cycle.
Eligibility
Requirements
- Min. Monthly Income
- ₹60,000
- Min. Annual Income
- ₹10,00,000
- Min. Credit Score
- 750
- Age Range
- 21 – 60 years
- Employment
- Salaried, Self-Employed
Notes
- • Salaried: Gross Monthly Income > ₹60,000
- • Self-Employed: ITR > ₹10 Lakh p.a.
- • Age 21–60 (salaried), 21–65 (self-employed)
- • Ideal for frequent users of Adani airports and services
Insurance Coverage
Accidental Death
₹1.0 Cr
Permanent Disability
₹1.0 Cr
Travel Insurance
₹50.0 L
Lost Card Liability
₹5.0 L
Report within 24h
- • Personal accident insurance: ₹1 Crore
- • Travel insurance: ₹50 Lakh
- • Credit liability cover: ₹5 Lakh
Airport Lounge Access
Domestic
8 visits/year
Up to 8 per year
~₹2,000/visit
International
0 visits/year
Not available
Dreamfolks Mastercard Airport Experiences
- • 8 complimentary domestic lounge visits per year
- • Priority access at Adani-operated airport lounges
Transaction Limits
ATM Withdrawal / Day
₹50,000
POS & E-Commerce / Day
₹6,00,000
Contactless / Txn
₹5,000
Features
Contactless payments EMV chip security Co-branded with Adani One Add-on cards available EMI conversion facility Priority services at Adani airports Adani One app integration
EMI Options
Min. Transaction
₹2,500
Interest / Month
1.5%
Tenure Options
3, 6, 9, 12, 18, 24 months
Processing Fee
1%
Ready to Apply?
The Adani One ICICI Bank Signature Credit Card is a Mastercard Signature-tier co-branded card offering 7 Adani reward points per ₹100 on spends within...
More from ICICI Bank
ICICI Bank
Mastercard
Adani One ICICI Bank Platinum Credit Card
ICICI Bank
₹750/yr₹5,000/yr value
3% Adani RP on Adani...Adani One App Benefi...Fuel Surcharge Waive...
ICICI Bank
Visa
ICICI Bank Amazon Pay Credit Card
ICICI Bank
No Annual Fee₹8,000/yr value
5% Cashback on Amazo...3% Cashback on Amazo...2% Cashback on Amazo...
ICICI Bank
Visa
ICICI Bank Business Credit Card
ICICI Bank
₹5,000/yr₹50,000/yr value
Reward PointsFuel Surcharge Waive...
ICICI Bank
Visa
ICICI Bank Coral Credit Card
ICICI Bank
₹500/yr₹12,000/yr value
Domestic Lounge Acce...Reward Points on Dom...Reward Points on Int...