Bank of Baroda
Select · Bhoomi
BoB Bhoomi RuPay Select Debit Card
Bank of Baroda
Lifestyle-focused RuPay Select with wellness benefits
Annual Fee
₹500
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹60,309
Total Annual Benefits
₹60,899
Total Annual Charges
₹590
ROI
10220%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Airport Lounge Access (2)
Domestic Airport Lounge Access
Complimentary domestic airport lounge access at participating lounges across India.
- • 1 visit per quarter on ₹5,000 quarterly spend
- • Valid at participating domestic lounges
- • Card must be presented for entry
4 visits/year
₹8,000/yr
International Airport Lounge Access
Complimentary international airport lounge access at participating lounges worldwide.
- • 2 visits per year
- • Valid at participating international lounges
- • Card must be presented for entry
2 visits/year
₹6,000/yr
Golf Privileges (1)
Golf Lessons/Rounds
Complimentary golf lessons or rounds at select courses.
- • 1 per quarter
- • Subject to availability at partner golf courses
- • Advance booking required
4 per year
₹12,000/yr
Health & Wellness (3)
Gym Membership
Complimentary gym membership per quarter.
- • 1 membership per quarter
- • Valid at partner fitness centers
1 per quarter
₹12,000/yr
Health Check-up
Complimentary health check-up per quarter.
- • 1 per quarter
- • Valid at partner diagnostic centers
- • Advance booking required
1 per quarter
₹8,000/yr
Spa/Salon Access
Complimentary spa or salon visit per quarter.
- • 1 per quarter
- • Valid at partner spa/salon centers
- • Advance booking required
1 per quarter
₹8,000/yr
OTT & Streaming (1)
OTT Subscription
Choose from Amazon Prime Video, Zee5 HD, or SonyLIV per year.
- • Choose one: Prime Video, Zee5 HD, or SonyLIV
- • Valid for 12 months from activation
Per year
₹1,499/yr
Travel Benefits (1)
Cab Coupon
Complimentary cab coupon per quarter.
- • ₹100 per quarter
- • Valid on partner cab platforms
₹100/quarter
₹400/yr
Insurance Coverage (1)
Personal Accident Insurance
Personal accident insurance cover for cardholders.
- • Cover valid while using the card
- • Claim process through BOB insurance partner
₹10 lakh
₹5,000/yr
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | Free Free issuance |
| Annual Fee | ₹500 Excluding taxes |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹20 (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Available to BOB account holders
- • Lounge access requires ₹5,000 quarterly spend
Transaction Limits
ATM Withdrawal / Day
₹1,50,000
POS & E-Commerce / Day
₹5,00,000
Contactless / Txn
₹5,000
Features
Contactless payments up to ₹5,000EMV chip securityInternational acceptanceHigh ATM and POS limitsAirport lounge accessGolf privilegesGym membershipHealth check-upsSpa/salon accessOTT subscriptionCab couponsPersonal accident insurance
Ready to Apply?
Lifestyle-focused RuPay Select with wellness benefits