Bank of Baroda
Gold · Gold
Annual Fee
₹300
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹1,646
Total Annual Benefits
₹2,000
Total Annual Charges
₹354
ROI
365%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Benefit breakdown data not available
Transaction Limits
Card Scorecard
Charges Breakdown
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | ₹100 Excluding GST |
| Annual Fee | ₹300 Excluding GST |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹20 (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Available to BOB account holders
Transaction Limits
ATM Withdrawal / Day
₹50,000
POS & E-Commerce / Day
₹1,00,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securityDomestic acceptanceHigher transaction limits
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Premium gold debit with good value
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