HDFC Bank
Gold · EasyShop Gold
HDFC EasyShop Gold Debit Card
HDFC Bank
Everyday rewards on your debit card
Annual Fee
₹500
Joining Fee
Free
Reward Rate
0.1%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹2,410
Total Annual Benefits
₹4,000
Total Annual Charges
₹590
ROI
578%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Reward Points (1)
Reward Points on Purchases
Earn 1 Reward Point per ₹200 spent on all purchases
1 RP per ₹200
Fuel Benefits (1)
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹5,000
- • Valid on transactions ₹400–₹5,000
- • Max ₹250 per statement cycle
1% waiver
₹3,000/yr
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | ₹100 Excluding GST |
| Annual Fee | ₹500 Excluding GST |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹20 (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Fuel Surcharge Waiver
1% waiver on transactions between ₹400 – ₹5,000. Max waiver: ₹250/cycle.
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Available to HDFC Bank savings and current account holders
Transaction Limits
ATM Withdrawal / Day
₹50,000
POS & E-Commerce / Day
₹1,50,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securityDomestic acceptanceFuel surcharge waiverOnline shopping enabled
Ready to Apply?
Everyday rewards on your debit card
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