HDFC Bank
Platinum · EasyShop Platinum
HDFC EasyShop Platinum Debit Card
HDFC Bank
Premium debit card with rewards and lounge access
Annual Fee
₹750
Joining Fee
Free
Reward Rate
0.3%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹14,115
Total Annual Benefits
₹25,000
Total Annual Charges
₹885
ROI
2724%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Reward Points (1)
Reward Points on POS Purchases
Earn 2 Reward Points per ₹200 spent on POS purchases
- • Valid on POS transactions only
2 RP per ₹200
Airport Lounge Access (1)
Domestic Lounge Access
8 complimentary domestic airport lounge visits per year
- • 2 visits per quarter
- • Card must be active
8 visits/year
₹20,000/yr
Insurance Coverage (1)
Accidental Death Insurance
₹10 Lakh accidental death insurance cover
- • Active on card usage
₹10 Lakh
₹10,00,000/yr
Fuel Benefits (1)
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹5,000
- • Valid on transactions ₹400–₹5,000
- • Max ₹250 per statement cycle
1% waiver
₹3,000/yr
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | Free Free |
| Annual Fee | ₹750 Excluding GST |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹20 (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Fuel Surcharge Waiver
1% waiver on transactions between ₹400 – ₹5,000. Max waiver: ₹250/cycle.
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Available to HDFC Bank savings and current account holders
- • Account with average monthly balance requirement
Insurance Coverage
Accidental Death
₹10.0 L
Permanent Disability
₹10.0 L
Lost Card Liability
₹5.0 L
Report within 24h
- • Accidental death cover: ₹10 Lakh
- • Permanent disability cover: ₹10 Lakh
- • Lost card liability: ₹5 Lakh within 24 hours of reporting
Transaction Limits
ATM Withdrawal / Day
₹1,00,000
POS & E-Commerce / Day
₹2,50,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securityInternational acceptanceComplimentary airport lounge accessAccidental death insurance coverFuel surcharge waiver
Ready to Apply?
Premium debit card with rewards and lounge access
More from HDFC Bank
HDFC Bank
Visa
HDFC EasyShop Gold Debit Card
HDFC Bank
₹500/yr₹3,000/yr value
Reward Points on Pur...Fuel Surcharge Waive...
HDFC Bank
Visa
HDFC EasyShop International Debit Card
HDFC Bank
₹750/yr₹4,500/yr value
Reward Points on Pur...Fuel Surcharge Waive...International Usage
HDFC Bank
Visa
HDFC Bank
Visa
HDFC EasyShop Titanium Debit Card
HDFC Bank
₹500/yr₹3,500/yr value
Reward Points on Pur...Fuel Surcharge Waive...