HSBC
Gold · Gold
Annual Fee
₹250
Joining Fee
Free
Reward Rate
0.1%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹1,505
Total Annual Benefits
₹1,800
Total Annual Charges
₹295
ROI
510%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Benefit breakdown data not available
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Reward Points (1)
Reward Points on Spends
Earn 1 Reward Point per ₹200 spent
1 RP per ₹200
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | ₹250 Excluding GST |
| Annual Fee | ₹250 Excluding GST |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- ₹100
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- Free (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Requires minimum average monthly balance of ₹50,000
Transaction Limits
ATM Withdrawal / Day
₹75,000
POS & E-Commerce / Day
₹1,50,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securityHigher transaction limitsMerchant offers
Ready to Apply?
Gold tier with enhanced privileges