HSBC
Platinum · Platinum
Annual Fee
₹500
Joining Fee
Free
Reward Rate
0.3%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹2,910
Total Annual Benefits
₹3,500
Total Annual Charges
₹590
ROI
493%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Benefit breakdown data not available
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Reward Points (1)
Enhanced Reward Points
Earn 2 Reward Points per ₹200 spent
2 RP per ₹200
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | ₹500 Excluding GST |
| Annual Fee | ₹500 Excluding GST |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- ₹100
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- Free (10 free/mo)
- Other Bank
- ₹20 (5 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Requires minimum average monthly balance of ₹1,00,000 or Premier relationship
Transaction Limits
ATM Withdrawal / Day
₹1,00,000
POS & E-Commerce / Day
₹2,50,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securityHigher transaction limitsAirport lounge access (select)Global HSBC network access
Ready to Apply?
Premium debit with platinum privileges