IDFC First Bank
Classic · First Classic
IDFC First Classic Debit Card
IDFC First Bank
Lifetime free classic debit card
Annual Fee
Free
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹500
Total Annual Benefits
₹500
Total Annual Charges
₹0
ROI
999%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Benefit breakdown data not available
Transaction Limits
Card Scorecard
Charges Breakdown
No charges applicable
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | Free Free |
| Annual Fee | Free Lifetime Free |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- ₹100
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹20 (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed, Student
Notes
- • Available to all IDFC First Bank savings account holders
Transaction Limits
ATM Withdrawal / Day
₹50,000
POS & E-Commerce / Day
₹1,00,000
Contactless / Txn
₹2,000
Features
Lifetime freeContactless paymentsEMV chip securityZero annual fee forever
Ready to Apply?
Lifetime free classic debit card
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