IDFC First Bank
World · First Wealth
IDFC First Wealth Debit Card
IDFC First Bank
World tier debit for affluent customers
Annual Fee
₹999
Joining Fee
Free
Reward Rate
0.5%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹8,821
Total Annual Benefits
₹10,000
Total Annual Charges
₹1,179
ROI
748%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Reward Points (1)
Premium Reward Points
Earn 4 Reward Points per ₹200 spent
4 RP per ₹200
Airport Lounge Access (1)
Airport Lounge Access
Complimentary domestic and international airport lounge access
- • Valid at Visa partner lounges worldwide
2 visits per quarter domestic, 1 international per year
₹8,000/yr
Insurance Coverage (1)
Personal Accident Insurance
Complimentary personal accident insurance cover
- • Active card required
₹10 lakh cover
₹2,000/yr
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | ₹999 Excluding GST |
| Annual Fee | ₹999 Excluding GST |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- ₹100
- PIN Regeneration
- Free
ATM Charges
- Own Bank
- Free (15 free/mo)
- Other Bank
- Free (8 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Requires minimum average monthly balance of ₹1,00,000
Transaction Limits
ATM Withdrawal / Day
₹2,00,000
POS & E-Commerce / Day
₹5,00,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securityWorld tier privilegesAirport lounge accessPersonal accident insuranceDedicated relationship managerConcierge services
Ready to Apply?
World tier debit for affluent customers
More from IDFC First Bank
IDFC First Bank
Visa
IDFC First Bank
Visa
IDFC First Signature Debit Card
IDFC First Bank
₹500/yr₹4,000/yr value
Enhanced Reward Poin...Domestic Lounge Acce...
IDFC First Bank
Visa