Punjab National Bank
Select · NEO
PNB RuPay Select NEO International Debit Card
Punjab National Bank
International RuPay Select with travel perks
Annual Fee
₹500
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹18,410
Total Annual Benefits
₹19,000
Total Annual Charges
₹590
ROI
3120%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Airport Lounge Access (2)
Domestic Airport Lounge Access
Complimentary domestic airport lounge access at participating lounges across India.
- • 1 visit per quarter
- • Valid at participating domestic lounges
- • Card must be presented for entry
4 visits/year
₹8,000/yr
International Airport Lounge Access
Complimentary international airport lounge access at participating lounges worldwide.
- • 2 visits per year
- • Valid at participating international lounges
- • Card must be presented for entry
2 visits/year
₹6,000/yr
Insurance Coverage (1)
Personal Accident Cover
Personal accident insurance cover for cardholders.
- • Cover valid while using the card
- • Claim process through PNB insurance partner
- • Nominee must be registered
₹10 lakh
₹5,000/yr
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | Free Free issuance |
| Annual Fee | ₹500 Excluding GST |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹20 (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Available to PNB account holders
- • International usage enabled by default
Transaction Limits
ATM Withdrawal / Day
₹1,50,000
POS & E-Commerce / Day
₹5,00,000
Contactless / Txn
₹5,000
Features
NCMC enabled for metro and transit paymentsContactless payments up to ₹5,000EMV chip securityInternational acceptanceHigh ATM and POS limitsAirport lounge accessPersonal accident cover
Ready to Apply?
International RuPay Select with travel perks