State Bank of India
Classic · Classic
SBI Classic Debit Card
State Bank of India
Simple and reliable debit card for everyday banking
Annual Fee
₹125
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹1,352.5
Total Annual Benefits
₹2,000
Total Annual Charges
₹147.5
ROI
1256%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Benefit breakdown data not available
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Cashback Benefits (1)
Cashback on Utility Payments
Earn cashback on utility bill payments made using the card
- • Valid on utility bill payments only
Cashback
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | Free Free |
| Annual Fee | ₹125 Excluding GST |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹10 (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 3.5% + ₹150
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Available to all SBI savings and current account holders
- • No minimum balance requirement for Basic Savings Account
Transaction Limits
ATM Withdrawal / Day
₹40,000
POS & E-Commerce / Day
₹75,000
Contactless / Txn
₹5,000
Features
EMV chip securityWide domestic acceptanceOnline shopping enabledUtility bill paymentsSBI YONO app integration
Ready to Apply?
Simple and reliable debit card for everyday banking
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