State Bank of India
Signature · Privilege
SBI Privilege Debit Card
State Bank of India
Premium banking with lounge access
Annual Fee
₹500
Joining Fee
Free
Reward Rate
0.3%
Forex Markup
3%
Value Analysis
Annual Net Value
₹4,410
Total Annual Benefits
₹5,000
Total Annual Charges
₹590
ROI
747%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Reward Points (1)
Reward Points on Purchases
Earn 2 Reward Points per ₹200 spent on all purchases
2 RP per ₹200
Airport Lounge Access (1)
Lounge Access
4 complimentary lounge visits per year
- • Valid at domestic lounges
- • Guest not allowed
4 visits/year
₹2,000/yr
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | ₹200 Excluding GST |
| Annual Fee | ₹500 Excluding GST |
Transaction Charges
- Forex Markup
- 3%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹20 (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Available to SBI savings account holders
Transaction Limits
ATM Withdrawal / Day
₹1,00,000
POS & E-Commerce / Day
₹5,00,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securityDomestic acceptanceLounge accessHigher transaction limitsPremium benefits
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Premium banking with lounge access
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