State Bank of India
Classic · RuPay Classic
SBI RuPay Classic Debit Card
State Bank of India
Affordable basic debit card
Annual Fee
₹100
Joining Fee
Free
Reward Rate
—%
Forex Markup
0%
Value Analysis
Annual Net Value
₹941
Total Annual Benefits
₹1,059
Total Annual Charges
₹118
ROI
797%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Benefit breakdown data not available
Transaction Limits
Card Scorecard
Charges Breakdown
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | ₹50 Excluding GST |
| Annual Fee | ₹100 Excluding GST |
Transaction Charges
- Forex Markup
- 0%
- Cross Border Fee
- Free
- PIN Regeneration
- ₹50
ATM Charges
- Own Bank
- ₹20 (5 free/mo)
- Other Bank
- ₹20 (3 free/mo)
- Intl. Withdrawal
- 0% + ₹0
Eligibility
Requirements
- Age Range
- 18 – 65 years
- Employment
- Salaried, Self-Employed
Notes
- • Available to SBI savings account holders
Transaction Limits
ATM Withdrawal / Day
₹20,000
POS & E-Commerce / Day
₹50,000
Contactless / Txn
₹5,000
Features
Contactless paymentsEMV chip securityDomestic acceptanceAffordable pricing
Ready to Apply?
Affordable basic debit card
More from State Bank of India
State Bank of India
Visa