State Bank of India
Select · Wealth
SBI Wealth RuPay Select Debit Card
State Bank of India
Exclusive wealth-tier RuPay Select with premium perks
Annual Fee
Free
Joining Fee
Free
Reward Rate
—%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹77,499
Total Annual Benefits
₹77,499
Total Annual Charges
₹0
ROI
0%
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
No charges applicable
Benefits & Perks
Airport Lounge Access (2)
Domestic Airport Lounge Access
Complimentary domestic airport lounge access at participating lounges across India.
- • Max 4 visits per quarter
- • Valid at participating domestic lounges
- • Card must be presented for entry
16 visits/year
₹32,000/yr
International Airport Lounge Access
Complimentary international airport lounge access at participating lounges worldwide.
- • 2 visits per year
- • Valid at participating international lounges
- • Card must be presented for entry
2 visits/year
₹6,000/yr
Golf Privileges (1)
Complimentary Golf Games
Enjoy complimentary golf games at select courses.
- • Subject to availability at partner golf courses
- • Advance booking required
2 games/year
₹8,000/yr
Movie Benefits (1)
BookMyShow Movie Tickets
Free movie tickets on BookMyShow up to ₹500 per month.
- • Max 2 tickets per month
- • Up to ₹500 per ticket
- • Valid on BookMyShow platform
2 tickets/month up to ₹500
₹12,000/yr
OTT & Streaming (1)
Amazon Prime Video Subscription
Complimentary 12-month Amazon Prime Video subscription.
- • Valid for 12 months from activation
- • One subscription per card
12 months
₹1,499/yr
Health & Wellness (1)
Spa Access
Complimentary spa visit at partner wellness centers.
- • Valid at partner spa centers
- • Advance booking required
1 visit/year
₹3,000/yr
Insurance Coverage (1)
Personal Accident Insurance
Personal accident insurance cover for cardholders.
- • Cover valid while using the card
- • Claim process through SBI insurance partner
₹10 lakh
₹5,000/yr
Travel Benefits (1)
Air Accident Insurance (AAI)
Air accident insurance cover for cardholders traveling by air.
- • Cover valid during air travel
- • Ticket must be purchased using the card
₹1 crore
₹10,000/yr
Fees & Charges
| Charge | Amount |
|---|---|
| Issuance Fee | Free Free for Wealth clients |
| Annual Fee | Free Waived for Wealth clients |
Transaction Charges
- Forex Markup
- 3.5%
- Cross Border Fee
- Free
- PIN Regeneration
- Free
ATM Charges
- Own Bank
- Free (10 free/mo)
- Other Bank
- ₹20 (5 free/mo)
- Intl. Withdrawal
- 3.5% + ₹125
Eligibility
Requirements
- Age Range
- 18 – 70 years
- Employment
- Salaried, Self-Employed
Notes
- • Available to SBI Wealth clients with TRV > ₹50 lakh or ₹30 lakh
- • By invitation only
- • Subject to wealth banking relationship
Transaction Limits
ATM Withdrawal / Day
₹2,00,000
POS & E-Commerce / Day
₹10,00,000
Contactless / Txn
₹5,000
Features
Contactless payments up to ₹5,000EMV chip securityInternational acceptanceHigh ATM and POS limitsDomestic and international lounge accessGolf privilegesMovie ticket benefitsOTT subscriptionSpa accessComprehensive insurance coverageWealth banking exclusive
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Exclusive wealth-tier RuPay Select with premium perks
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