ICICI Bank
Platinum · HPCL Super Saver
ICICI Bank HPCL Super Saver Credit Card
ICICI Bank
Maximise savings on fuel, grocery, and utility spends with high cashback rates
Annual Fee
₹500
Joining Fee
₹500
Reward Rate
0.5%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹5,410
Total Annual Benefits
₹6,000
Total Annual Charges
₹590
ROI
917%
Fee Waiver Available
Annual fee waived on spending ₹50,000 in the preceding year — ₹50,000 annual spend
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Cashback Benefits (2)
4% Cashback on HPCL Fuel
Earn 4% cashback on fuel purchases at HPCL petrol pumps
- • Valid only at HPCL outlets
- • Cashback credited to card statement
4% cashback
5% Cashback on Utility & Grocery
Earn 5% cashback on utility bill payments and grocery spends
- • Includes electricity, water, gas bills and grocery stores
5% cashback
Reward Points (1)
Reward Points on Other Spends
Earn 2 reward points per ₹100 on all other transactions
- • Excludes fuel, cash advances, EMI conversion
2 RP per ₹100
Fuel Benefits (1)
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹4,000
- • Valid on transactions ₹400–₹4,000
- • Max ₹250 per statement cycle
1% waiver
₹3,000/yr
Reward Program
Program
ICICI Reward Points
4% cashback HPCL fuel, 5% utility/grocery, 2 RP per ₹100 others
Effective cashback: 0.50%
Points expire: 3 years from date of accrual
Redemption Options
- → Products & Vouchers from ICICI Rewards Catalogue
- → Statement credit
Bonus Categories
HPCL Fuel
4x multiplier
4% cashback at HPCL petrol pumps
Utility & Grocery
5x multiplier
5% cashback on utility and grocery
All Other Spends
2x multiplier
2 RP per ₹100 on all other transactions
Fees & Charges
| Charge | Amount |
|---|---|
| Joining Fee | ₹500 Plus GST |
| Annual Fee | ₹500 Plus GST |
| Add-on Card Fee | Free Free |
Transaction Charges
- Forex Markup
- 3.5%
- Interest Rate (Monthly)
- 3.53%
- Late Payment Fee
- ₹1,200
- Cash Advance Fee
- 2.5%
ATM Charges
- Own Bank Withdrawal
- ₹200
- Other Bank Withdrawal
- ₹200
- Intl. Withdrawal Fee
- 3.5% + ₹250
Fuel Surcharge Waiver
1% waiver on transactions between ₹400 – ₹4,000. Max waiver: ₹250/cycle.
Eligibility
Requirements
- Min. Monthly Income
- ₹20,000
- Min. Annual Income
- ₹3,00,000
- Min. Credit Score
- 650
- Age Range
- 21 – 60 years
- Employment
- Salaried, Self-Employed
Notes
- • Salaried: Gross Monthly Income > ₹20,000
- • Self-Employed: ITR > ₹3 Lakh p.a.
- • Age 21–60 (salaried), 21–65 (self-employed)
- • Suitable for regular fuel buyers at HPCL outlets
Airport Lounge Access
Domestic
0 visits/year
Not available
International
0 visits/year
Not available
- • No complimentary lounge access on this card
Transaction Limits
ATM Withdrawal / Day
₹20,000
POS & E-Commerce / Day
₹2,00,000
Contactless / Txn
₹5,000
Features
Contactless payments EMV chip security Co-branded with HPCL Add-on cards available EMI conversion facility High cashback on fuel, grocery, and utility
EMI Options
Min. Transaction
₹2,500
Interest / Month
1.5%
Tenure Options
3, 6, 9, 12 months
Processing Fee
1%
Ready to Apply?
The ICICI Bank HPCL Super Saver Credit Card is a Visa Platinum card co-branded with HPCL, offering up to 4% cashback on HPCL fuel purchases, 5% cashba...
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