ICICI Bank
Platinum · MakeMyTrip
MakeMyTrip ICICI Bank Credit Card
ICICI Bank
Earn myCash rewards on travel bookings with MakeMyTrip integration
Annual Fee
₹999
Joining Fee
₹999
Reward Rate
1.5%
Forex Markup
3.5%
Value Analysis
Annual Net Value
₹6,821
Total Annual Benefits
₹8,000
Total Annual Charges
₹1,179
ROI
579%
Fee Waiver Available
Annual fee waived on spending ₹1.5 Lakh in the preceding year — ₹1,50,000 annual spend
Card Analytics
Visual breakdown of value, benefits, and limits
Value Breakdown
Benefits Distribution
Transaction Limits
Card Scorecard
Charges Breakdown
Benefits & Perks
Travel Benefits (2)
6 myCash per ₹200 on MakeMyTrip Hotels
Earn 6 myCash per ₹200 on hotel bookings through MakeMyTrip
- • Bookings must be made through MakeMyTrip app or website
- • 1 myCash = ₹1
6 myCash/₹200
3 myCash per ₹200 on Flights, Bus & Cab
Earn 3 myCash per ₹200 on flight, bus, and cab bookings through MakeMyTrip
- • Bookings must be made through MakeMyTrip app or website
3 myCash/₹200
Reward Points (1)
1 myCash per ₹200 on All Other Spends
Earn 1 myCash per ₹200 on all other domestic and international transactions
- • Excludes fuel, cash advances, EMI conversion
1 myCash/₹200
Fuel Benefits (1)
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹4,000
- • Valid on transactions ₹400–₹4,000
- • Max ₹200 per statement cycle
1% waiver
₹2,400/yr
Reward Program
Program
MakeMyTrip myCash
6 myCash/₹200 hotel, 3 myCash/₹200 flight/bus/cab, 1 myCash/₹200 others
Effective cashback: 1.50%
Points expire: myCash valid for 1 year from date of accrual
Redemption Options
- → Redeem on MakeMyTrip bookings
- → 1 myCash = ₹1 on MakeMyTrip
- → Use for hotel, flight, bus, and cab bookings
Bonus Categories
MakeMyTrip Hotels
6x multiplier
6 myCash per ₹200 on hotel bookings
MakeMyTrip Flights/Bus/Cab
3x multiplier
3 myCash per ₹200 on flight, bus, and cab bookings
All Other Spends
1x multiplier
1 myCash per ₹200 on all other transactions
Milestone Bonuses
₹1,000 MakeMyTrip voucher on spending ₹2 Lakh annually
Spend ₹2,00,000 annually
₹1,000 MMT Voucher
Additional ₹2,000 MakeMyTrip voucher on spending ₹5 Lakh annually
Spend ₹5,00,000 annually
₹2,000 MMT Voucher
Fees & Charges
| Charge | Amount |
|---|---|
| Joining Fee | ₹999 Plus GST |
| Annual Fee | ₹999 Plus GST |
| Add-on Card Fee | Free Free |
Transaction Charges
- Forex Markup
- 3.5%
- Interest Rate (Monthly)
- 3.53%
- Late Payment Fee
- ₹1,200
- Cash Advance Fee
- 2.5%
ATM Charges
- Own Bank Withdrawal
- ₹200
- Other Bank Withdrawal
- ₹200
- Intl. Withdrawal Fee
- 3.5% + ₹250
Fuel Surcharge Waiver
1% waiver on transactions between ₹400 – ₹4,000. Max waiver: ₹200/cycle.
Eligibility
Requirements
- Min. Monthly Income
- ₹25,000
- Min. Annual Income
- ₹4,00,000
- Min. Credit Score
- 700
- Age Range
- 21 – 60 years
- Employment
- Salaried, Self-Employed
Notes
- • Salaried: Gross Monthly Income > ₹25,000
- • Self-Employed: ITR > ₹4 Lakh p.a.
- • Age 21–60 (salaried), 21–65 (self-employed)
- • MakeMyTrip account required for best benefits
Airport Lounge Access
Domestic
0 visits/year
Not available
International
0 visits/year
Not available
- • No complimentary lounge access on this card
Transaction Limits
ATM Withdrawal / Day
₹25,000
POS & E-Commerce / Day
₹3,00,000
Contactless / Txn
₹5,000
Features
Contactless payments EMV chip security Co-branded with MakeMyTrip Add-on cards available EMI conversion facility MakeMyTrip app integration myCash rewards on travel bookings
EMI Options
Min. Transaction
₹2,500
Interest / Month
1.5%
Tenure Options
3, 6, 9, 12 months
Processing Fee
1%
Ready to Apply?
The MakeMyTrip ICICI Bank Credit Card is a Visa Platinum co-branded travel card offering 6 myCash per ₹200 on hotel bookings through MakeMyTrip, 3 myC...
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